The Sindhudurg District Co.OP Bank LTD., Sindhudurg ,
At Post Sindhudurg Nagari,
Dis-Sindhudurg,State-Maharashtra,
Pincode-416812
- ho@sindhudurgdcc.bank.in
- (02362) 229005
(Amount in Lakhs)
| Sr.No | Particulars | 31/03/2024 | 31/03/2025 | 31/03/2026 |
|---|---|---|---|---|
| Balance-Sheet | ||||
| 1 | Capital | 4994.32 | 5308.46 | 5819.73 |
| 2 | Reserve & Surplus | 43441.80 | 52302.57 | 63364.32 |
| 3 | Deposit | 297279.00 | 333311.72 | 394257.02 |
| 4 | Borrowing | 19839.36 | 16282.83 | 23813.51 |
| 5 | Other Liabilities | 8041.53 | 9825.77 | 12803.63 |
| Total Liabilities | 373596.01 | 417031.35 | 500058.21 | |
| 1 | Cash & Bank Balance | 21213.27 | 17940.37 | 19230.19 |
| 2 | Investment | 103618.62 | 115833.04 | 149179.13 |
| 3 | Loan & Advances | 241810.29 | 276162.93 | 323363.80 |
| 4 | Other Assets | 6953.83 | 7095.01 | 8285.09 |
| Total Assets | 373596.01 | 417031.35 | 500058.21 | |
| Profit & Loss Account | ||||
| 1 | Interest Income | 31140.85 | 36127.32 | 41142.50 |
| 2 | Other Income | 2313.64 | 1784.20 | 2346.67 |
| Total Income | 33454.49 | 37911.52 | 43489.17 | |
| 1 | Interest Expenditure | 16319.29 | 19055.79 | 21061.08 |
| 2 | Other Expenditure | 14535.20 | 15355.73 | 17428.09 |
| Total Expenditure | 30854.49 | 34411.52 | 38489.17 | |
| Profit/Loss | +2600.00 | +3500.00 | +5000.00 | |
| Other Working Result | ||||
| 1 | CD Ratio | 81.34% | 82.85% | 82.02% | 2 | CD Ratio (%) (Considering Borrowing) | 64.17% | 66.38% | 63.89% |
| 3 | Recovery Performance (%) | 91.84% | 90.15% | 91.70% |
| 4 | Gross NPAs | 8503.32 | 11438.20 | 11170.97 |
| 5 | Net NPAs | -20747.35 | -21872.35 | -30033.14 |
| 6 | % of Gross NPAs to total advance | 3.52% | 4.14% | 3.45% |
| 7 | % of net NPA to net loans | 0.00% | 0.00% | 0.00% |
| 8 | Capital adequancy ratio (%) | 11.05% | 11.29% | 11.92% |
| 9 | Net Worth | 39047.42 | 44440.03 | 57850.62 |
| 10 | Own Fund | 48436.12 | 57611.03 | 69184.05 | 11 | Audit Class | A | A | A |
The Sindhudurg District Co.OP Bank LTD. is registered with DICGC (https://www.dicgc.org.in)